<!--------- calculations for LTV calculator -------
	var WGdc=".";  
	var WGgc=",";
	var WGnc="-";
	var WGcs="";
function WGformatMoney(A,W) 
{  
// Author   : Jonathan Weesner (http://cyberstation.net/~jweesner/)
// Copyright: Use freely. Keep Author and Copyright lines intact.
	var N=Math.abs(Math.round(A*100));
   var S=((N<10)?"00":((N<100)?"0":""))+N;

   S=WGcs+((A<0)?WGnc:"")+WGgroup(S.substring(0,(S.length-2)))+WGdc+
      S.substring((S.length-2),S.length)+((A<0&&WGnc=="(")?")":"");
   return (S.length>W)?"Over":S;
}

// WGgroup inspired by Bill Dortch's usenet post (www.hidaho.com)
function WGgroup(S) 
{
   return (S.length<4)?S:(WGgroup(S.substring(0,S.length-3))+
      WGgc+S.substring(S.length-3,S.length));
}

function amtround(num)
{
	numrnd = 0;
	numrnd = num * 100;
	numrnd = Math.round(numrnd);
	temp1 = numrnd.toString(10);
	temp1n = temp1.length;
	numrnd = temp1.substring(0,temp1n-2) + "." + temp1.substring(temp1n-2,temp1n);	
	numrnd = parseFloat(numrnd);
}

function calculate(amt, rate)
{
	i = rate;
	i = i / 100;
	
	if (amt != "") {pmv = amt * i;} else {pmv = 0}
		
}

function getltv(form)
{

	marketvalue = form.marketvalue.value;
	mval = marketvalue.split(",");
		if (mval.length > 1) {temp_value = mval[0] + mval[1];} else {temp_value = mval[0];}
		if (mval.length > 2) {temp_value = mval[0] + mval[1] + mval[2];}
		mval_n = parseFloat(temp_value);

	if ((form.marketvalue.value != "") && (form.amt_owe != "")) {
	calculate(mval_n, 80);} else {pmv = 0}
	amtround(pmv);
	pmv1 = numrnd;
	// form.pmv1.value = numrnd;

	if ((form.marketvalue.value != "") && (form.amt_owe != "")) {
	calculate(mval_n, 90);} else {pmv = 0} 
	amtround(pmv);
	pmv2 = numrnd;
	// form.pmv2.value = numrnd;

	if ((form.marketvalue.value != "") && (form.amt_owe != "")) {
	calculate(mval_n, 100);} else {pmv = 0}
	amtround(pmv);
	pmv3 = numrnd;
	// form.pmv3.value = numrnd;

	if ((form.marketvalue.value != "") && (form.amt_owe != "")) {
	calculate(mval_n, 70);} else {pmv = 0}
	amtround(pmv);
	pmv4 = numrnd;
	// form.pmv4.value = numrnd;


	amt_owe = form.amt_owe.value;
	aval = amt_owe.split(",");
		if (aval.length > 1) {temp_value = aval[0] + aval[1];} else {temp_value = aval[0];}
		if (aval.length > 2) {temp_value = aval[0] + aval[1] + aval[2];}
		aval_n = parseFloat(temp_value);

	var borrow = 0;
	if (form.amt_owe.value == "") {borrow = parseFloat(borrow);} else
			{borrow = aval_n}

	if (pmv1 > borrow)
			 {difference = pmv1 - borrow;} else {difference = 0;} 
		amtround(difference);
		total1 = numrnd;
		// form.total1.value = numrnd;

	if (pmv2 > borrow)
			 {difference = pmv2 - borrow;} else {difference = 0;} 
		amtround(difference);
		total2 = numrnd;
		// form.total2.value = numrnd;

	if (pmv3 > borrow)
			 {difference = pmv3 - borrow;} else {difference = 0;} 
		amtround(difference);
		total3 = numrnd;
		// form.total3.value = numrnd;

	if (pmv4 > borrow)
			 {difference = pmv4 - borrow;} else {difference = 0;} 
		amtround(difference);
		total4 = numrnd;
		// form.total4.value = numrnd;


	form.pmv1.value = WGformatMoney(pmv1, 12);
	form.pmv2.value = WGformatMoney(pmv2, 12);
	form.pmv3.value = WGformatMoney(pmv3, 12);
	form.pmv4.value = WGformatMoney(pmv4, 12);
	form.total1.value = WGformatMoney(total1, 12);
	form.total2.value = WGformatMoney(total2, 12);
	form.total3.value = WGformatMoney(total3, 12);
	form.total4.value = WGformatMoney(total4, 12);

}	
// -->